NEXA Lending is not just another brokerage. It's a platform engineered from the ground up to give producing loan officers everything they need to run their own business, earn top commissions, and never be held back again.
Mike Kortas was a top-producing retail loan officer at EPM. Like every high performer, he was generating his own business, closing deals, and building relationships — only to watch a significant portion of his earnings go to a company that wasn't producing alongside him.
He went to upper management and asked for a raise. He was denied. That moment forced a question that would reshape the industry:
"Why am I generating my own business just for a company to take almost a third of the profits?"
He didn't complain. He built something better.
U Mortgage — 256 loan officers strong — closed its independent brokerage operation and moved to the NEXA Lending platform. These are the four key reasons Anthony Casa, CEO of UMortgage, decided to close UMortgage and join the NEXA Lending platform.
Even with $2 billion in annual production, U Mortgage could not independently compete with NEXA's pricing. NEXA leverages the collective production of approximately 4,000 loan officers to negotiate the best interest rates with its lenders.
Their former model could not offer loan officers 100% compensation. The NEXA platform can. NEXA's annual production volume allows us to give back to our loan officers. Our model is simple: the more NEXA funds, the more our loan officers receive in return.
Even at $2 billion in annual production, the company could not share its profits with the people helping it grow. NEXA's Revenue Share model rewards loan officers for contributing to the company's expansion.
The final deciding factor: NEXA allows loan officers to participate in servicing income, maintain control of their client portfolios, and continue serving their clients as their dedicated Servicing Manager.
At NEXA, payday is every day. Why should a company hold your money for two weeks — or an entire month? Once your loan closes, NEXA receives the funds, and you submit your payroll, your compensation is processed. It's that simple.
NEXA's compensation structure is built in layers — all designed to maximize what the originating loan officer takes home.
There are no built-in margins added to lender pricing. You see raw pricing, allowing you to offer your clients the most competitive interest-rate options available.
When you close a loan through our correspondent channel, you can view the actual purchase advice — so you know exactly what NEXA earned on the transaction.
No hidden margins. No guessing. Just true transparency.
Want to see what your comp plan looks like at NEXA?
Talk to NEXA About Your Compensation →Over the past eight years, 12 members of the NEXA family have sadly passed away while working with the company. Their contributions were not forgotten — and neither were their families.
To this day, Revenue Share continues to be paid to the families of our fallen NEXANs. What they built during their lives continues to provide for the people they loved most.
That is the true power of Revenue Share. It is not only additional income today. It is an opportunity to build something that can outlive you, support your family, and become part of your legacy.
When you eventually stop originating loans, how will you replace your production income? Revenue Share gives you the opportunity to build long-term income that can continue after you retire — as long as the loan officers in your downlines remain with NEXA and continue producing.
You spend your career building relationships and helping others succeed. At NEXA, those same relationships can help you build lasting financial security and retire on your own terms.
Don't Just Build a Career.
Build a Legacy.
NEXA didn't stop at 100% commission. With NEXA Plus, you now have access to a second form of income — one that no one in the mortgage industry has ever offered a loan officer before.
Through EVOLend, a third-party servicing company, you can access your clients' servicing information in real time. See when they order a payoff. See when they make their mortgage payment. Stay connected to your book of business long after closing.
Close a loan through NEXA's correspondent channel. Without you, that loan never existed.
Real-time servicing visibility through EVOLend on every loan you close through the correspondent channel.
When your clients make their monthly payments, you receive a portion of the servicing income. Month after month.
For the first time in the history of mortgage, a loan officer can receive residual servicing income from the loans they close.
Imagine having direct access to For-Sale-by-Owner opportunities across the country — built right into your mortgage platform.
Engage sellers directly and identify purchase and financing opportunities before they reach the open market.
Bring local agents real listing opportunities and create long-term referral partnerships built on mutual value.
Turn FSBO connections into purchase loans, financing for the seller's next home, and repeat referral business.
Weekly NEXA training covers the portal, outreach strategy and Realtor introductions.
The most powerful FSBO.com strategy isn't just finding borrowers — it's using seller connections to become indispensable to top Realtors in your market.
One FSBO connection can generate a potential listing for a Realtor, financing for the seller's next home, a mortgage from the buyer, a new referral partner, and future purchase and refinance business — all from a single introduction.
Bring a local Realtor a real opportunity — not just a referral request.
Finance the seller's next purchase and the buyer's transaction.
One introduction can become a long-term, high-volume referral relationship.
Introduce your Realtor partner to NEXA's Business Development Manager program for deeper collaboration.
"This Is What It Looks Like When Your Mortgage Company Helps You Build Your Business."
FSBO.com is one of many tools NEXA provides to help Loan Originators create opportunities, strengthen Realtor relationships, and grow production.
In a high interest rate environment, standing out is everything. NEXA's Business Development Manager (BDM) Program gives you a competitive edge no other brokerage offers.
Build relationships with professionals who regularly work with potential mortgage clients. Realtors, CPAs, divorce attorneys, financial advisors — anyone not licensed as an MLO and who cannot work in Arizona.
Your marketing partner becomes a part-time W2 employee of NEXA. They do what they do best: market, network, and send business your way.
When their marketing brings a loan to the table, you step in, work the file, and take it to the finish line. Clean. Professional. Compliant.
Once payroll is submitted, NEXA pays your BDM directly from the loan commission, ensuring they are properly compensated for the marketing efforts that helped generate the business.
Choose from four flexible compensation structures for your BDM — you decide what works best for you and your partners.
A fixed dollar amount paid per closed loan — simple, predictable, and easy to explain to your partners.
Your BDM is rewarded for results — the more loans you close through their marketing efforts each month, the more they earn.
A set number of basis points paid on each loan, tied directly to loan size for proportional compensation.
Basis point compensation increases as your BDM drives more closings in a month, scaling with performance.
Since February 2026, NEXA has paid out over $500,000 in commissions to BDM marketing partners and counting. The BDM Program turns your professional network into a fully compliant, revenue-generating marketing engine — fueling your pipeline without adding overhead.
At NEXA, you are the runner of your own business. Every decision — from the lender you choose to the rate you offer — is yours to make.
NEXA is a Zoom-based company. As long as you have internet, you have full access to live support, lender rooms, operations, and more — from anywhere in the world.
You choose your processor. You choose your lender. You set the rate. You approve pricing exceptions. No manager standing between you and your business decisions.
Need Payroll, HR, Compliance, Licensing, or Marketing help? A live team is a couple of clicks away. NEXA's expert LO support staff resolves your issues in real time — open 12 hours a day and 5 hours on Saturdays.
Over 30 of the largest lenders in the country dedicate 12 hours a day in NEXA's Zoom platform — ready to help with loan scenarios, pricing questions, and file issues. No waiting. No ticket system. Live humans.
See what your business could look like with NEXA Lending.
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